Get Ahead Financially: Spend Less Than You Earn…Yeah Right!
The first rule of personal financial management is to spend less than you earn! It sounds really easy and makes sense. So, if it is that simple, how are so many of us in debt? [...]
Teaching Your Kids About Debt
In the first blog of this ‘Money and Kids’ series, I highlighted that the most important piece for your kids to learn is to form great money habits. It’s the money habits that our kids [...]
Does Your Lifestyle Cost More than You Earn?
If you are spending more money than you earn (called living a champagne lifestyle on a beer budget) you’re heading down a slippery slope and it only leads to one place, Financial Disasterville! There are [...]
7 Tips to Beat Those Post Christmas Money Blues
Christmas is over for another year. How did you go? Survived with your mind intact? This wonderful time of the year creates an atmosphere that can sweep you along and before you know it, you’ve [...]
7 Tips to Deal With Debt Stress
Six out of 10 Americans say money is a “significant form of stress” for them. But, if you’re willing to do the work, debt stress relief is possible — even if your debt lingers. This [...]
Do you have a financial hangover?
Oh dear, Did you go a bit overboard on the Black Friday Sales and now you have a financial hangover? No, the solution is not to reach for a glass of wine and drown your [...]
Focus on What You Can Control
The American elections are over (thank goodness!) and whether we like it or not, democracy has spoken and Donald Trump has won. Here in New Zealand, or any where else in the world that isn't [...]
Debt the Invisible Shackle
It wasn't that long ago that debt was a dirty word. Having a credit card was only the privilege of high income earners and your bank manager grilled you before they would lend you [...]
Debt: The Invisible Shackle
Debt: It wasn’t that long ago that debt was a dirty word. Having a credit card was a privilege of high income earners. Your bank manager grilled you before they would lend you money. Saving [...]
Building Wealth: 5 Questions
Building Wealth: Five simple questions to ask yourself. Being ‘wealthy’ is an interesting concept because it means different things to each of us. My definition of being wealthy might be owning my dream home [...]