Do you have a financial hangover?
Oh dear, Did you go a bit overboard on the Black Friday Sales and now you have a financial hangover? No, the solution is not to reach for a glass of wine and drown your [...]
Focus on What You Can Control
The American elections are over (thank goodness!) and whether we like it or not, democracy has spoken and Donald Trump has won. Here in New Zealand, or any where else in the world that isn't [...]
Debt the Invisible Shackle
It wasn't that long ago that debt was a dirty word. Having a credit card was only the privilege of high income earners and your bank manager grilled you before they would lend you [...]
Debt: The Invisible Shackle
Debt: It wasn’t that long ago that debt was a dirty word. Having a credit card was a privilege of high income earners. Your bank manager grilled you before they would lend you money. Saving [...]
Building Wealth: 5 Questions
Building Wealth: Five simple questions to ask yourself. Being ‘wealthy’ is an interesting concept because it means different things to each of us. My definition of being wealthy might be owning my dream home [...]
Are you ready for Xmas Shopping?
It is only the beginning of November isn’t it? Looking at the shops you would think it was Xmas next week, not still several weeks away. I don’t want to look at Xmas decorations and [...]
Beware Debt Creep!
Debt creep. It sneaks up on us, just like the thistle that has appeared in my flower bed. The thistle started out quite small, I didn’t really notice it for quite some time, then [...]
The Have’s and Have Nots – The gap is growing.
Wow, what an eye opener. I have just watched Nigel Latta: The new Have’s and Have Nots. What a powerful documentary about the changes in the New Zealand economy, the impact on families and the widening gap [...]
Will you have enough money when you want to retire?
A scary question isn’t it. I meet quite a number of people who don’t want to even think about retiring let alone thinking if they will have enough money when they finally do want to retire. [...]