Nurture the Goose that Lays the Golden Egg!
“Is that all I am going to get after 25 years hard work in our business!” exclaimed a very emotional and distraught colleague. Her anxiety made a little worse having learned she been replaced by [...]
Baby Boomers – Not All of You are OK
In a recent video series, the Q&A Forum, we answered questions from people throughout Australia and NZ. Among the dozens of questions we received was one that broached a subject that is fast becoming very [...]
Our Money has Gone
We were away with a bunch of friends over the weekend and among the topics that got thrashed around (besides the Sevens, the cricket and a bit of music) was this very topic. No, I [...]
Will You Have Enough Money to Retire?
A scary question isn't it. We meet quite a number of people who don’t want to even think about retiring let alone thinking if they will have enough money when they finally do. The answer to [...]
Why Can’t we Make Saving Money Fun?
Saving money. We all know we should be doing it for retirement and have money tucked away for a rainy day. But it is harder said than done. The reality is, if you don't pay [...]
Why is it so hard to save?
One of the reasons it’s so hard to save is the intention-behaviour gap. That’s defined by behavioural economists as "the disconnect between knowing what you need to do and actually doing it." Here’s an example of the [...]
Have I saved enough for my retirement?
It’s a scary question isn't it. Have you even started thinking about how much you’ll need to have saved for your retirement, let alone whether or not it’s enough? Compulsory saving for retirement (like Kiwisaver [...]
Get Rich Slowly
If You Can: How Millennials Can Get Rich Slowly. This is the title of a new e-book by William Bernstein. The theme is start early, gain some knowledge and be careful who you take advice from. [...]
Reality Check for your Retirement
Retirement savings: Yet another study has come out showing that we simply aren’t getting our retirement savings sorted. The statistics are sobering and scary. “Of those 85 or older who died between 2010 and 2012, [...]
Do you Have a Retirement Savings Strategy
What is your approach to retirement savings? A recent survey by LIMRA Secure Retirement Institute found that retirees fall into three categories. The Guarantee Seekers, Estate Planner and Asset Protectors. On paper these people [...]