Saving Can Be FUN
Saving up is hard to do… sounds like a song doesn’t it? But just like a lot of other worthwhile habits we should all do more of, saving can be boring. It also can be [...]
Our Money has Gone
We were away with a bunch of friends over the weekend and among the topics that got thrashed around (besides the Sevens, the cricket and a bit of music) was this very topic. No, I [...]
Your Financial Journey
And that's what this is all about. Knowing where you are right now financially and where you need to be, so you can be financially independent. This is the last blog in our series Nearly [...]
Will You Have Enough Money to Retire?
A scary question isn't it. We meet quite a number of people who don’t want to even think about retiring let alone thinking if they will have enough money when they finally do. The answer to [...]
Why Can’t we Make Saving Money Fun?
Saving money. We all know we should be doing it for retirement and have money tucked away for a rainy day. But it is harder said than done. The reality is, if you don't pay [...]
Go Shopping in Your Wardrobe!
Now ask yourself these questions: How much do you think you have invested in your wardrobe? How much of it do you actually wear? It’s a New Year and I decided it was time for [...]
5 Tips to Help You Save for a House Deposit
With all the changes to lending criteria, saving for a house deposit seems to have just got a whole lot harder. New Year’s resolution: “I need to start saving for my house deposit, so I [...]
Why is it so hard to save?
One of the reasons it’s so hard to save is the intention-behaviour gap. That’s defined by behavioural economists as "the disconnect between knowing what you need to do and actually doing it." Here’s an example of the [...]
Increase Savings: What will you sacrifice?
“I need to increase savings, so I won’t buy coffee for the rest of the year” you say on 1 January as a New Year’s resolution. My guess is by about the 7th of January [...]
Get Rich Slowly
If You Can: How Millennials Can Get Rich Slowly. This is the title of a new e-book by William Bernstein. The theme is start early, gain some knowledge and be careful who you take advice from. [...]